Tabhair aire do do chĂșiteamh
Cullet agus cad eile cuid 2 saor in aisce Is minic a thosaĂonn na fĂorfhadhbanna nuair a dhĂ©anaimid iarracht cĂșiteamh a fhĂĄil Ăłn gcuideachta ĂĄrachais. Cad atĂĄ le dĂ©anamh ansin?
Cullet agus cad eile cuid 2 saor in aisce
LĂ©igh freisin: NĂĄ dĂ©an botĂșin! (An Tuairt agus a ChĂ©ad Rud Eile, Cuid 1)
Gan dabht is cĂĄs struis Ă© imbhualadh ar an mbĂłthar a chothaĂonn trioblĂłid. Mar sin fĂ©in, is minic a thosaĂonn na fadhbanna fĂor nĂos dĂ©anaĂ, nuair a dhĂ©anaimid iarracht cĂșiteamh a fhĂĄil Ăłn gcuideachta ĂĄrachais.
DĂ©anann cuideachtaĂ ĂĄrachais iarracht a laghad agus is fĂ©idir a chailleadh agus iad ag cĂșiteamh as damĂĄiste de bharr timpistĂ bĂłthair; dĂ©anann ĂșinĂ©irĂ gluaisteĂĄn iarracht a chinntiĂș go gclĂșdaĂonn a n-ĂĄrachas na caillteanais a thabhaĂtear oiread agus is fĂ©idir. De ghnĂĄth ciallaĂonn an cineĂĄl coinbhleachta leasa seo go mbeidh an dĂĄ phĂĄirtĂ ag troid go dian ar son a gcĂșise. Cad ba cheart duit a dhĂ©anamh chun nach gcaillfidh tĂș airgead ar dheisiĂș gluaisteĂĄn tar Ă©is timpiste agus chun an t-uasmhĂ©id cĂșitimh is fĂ©idir a fhĂĄil Ăłn gcuideachta ĂĄrachais?
1. DĂ©an deifir
NĂ mĂłr dâĂĄrachĂłir an chiontĂłra a bheith mar chostas ar rĂ©iteach an Ă©ilimh. NĂ mĂłr dĂșinn, ĂĄfach, Ă© a chur ar an eolas faoin eachtra. DĂĄ luaithe a thuairiscĂonn tĂș imbhualadh, is amhlaidh is fearr. Go hiondĂșil nĂ bhĂonn ach seacht lĂĄ agat chun Ă© seo a dhĂ©anamh, cĂ© go bhfĂ©adfadh sĂ© seo a bheith Ă©agsĂșil Ăł chuideachta go cuideachta.
2. An fhaisnéis riachtanach a sholåthar
ĂilĂonn cuideachtaĂ ĂĄrachais faisnĂ©is shonrach faoin timpiste. Is Ă© an doicimĂ©ad is tĂĄbhachtaĂ nĂĄ an t-aitheantas gur tharla an t-imbhualadh mar gheall ar locht an duine atĂĄ freagrach as an timpiste. Ina theannta sin, tĂĄ a chuid sonraĂ aitheantais ag teastĂĄil - cĂ©ad ainm, sloinne, seoladh, ainm na cuideachta ĂĄrachais, uimhir pholasaĂ, chomh maith lenĂĄr sonraĂ pearsanta. Is fĂ©idir le tuarascĂĄil pĂłilĂnĂ ina n-aithnĂtear an duine atĂĄ an locht a bheith an-chabhrach - nĂ cheistĂonn cuideachtaĂ ĂĄrachais Ă©, rud a tharlaĂonn go minic le rĂĄiteas lochta scrĂofa ag an bpĂĄirtĂ lochtach. Sula ndĂ©anann speisialtĂłir iniĂșchadh, nĂ fĂ©idir an fheithicil damĂĄiste a dheisiĂș nĂł a oibriĂș.
3Ăș mĂ
TĂĄ 30 lĂĄ ag an ĂĄrachĂłir chun an damĂĄiste a chĂșiteamh. MĂĄ theipeann air an spriocdhĂĄta a chomhlĂonadh, fĂ©adfaimid iarratas a dhĂ©anamh ar Ășs reachtĂșil. Mar sin fĂ©in, is Ă an chĂșirt a dhĂ©anann an cinneadh maidir lena ndĂĄmhachtain, agus, mar is eol dĂșinn, b'fhĂ©idir go dtĂłgfaidh sĂ© roinnt ama.
4. Le nĂł gan airgead tirim
De ghnĂĄth ĂșsĂĄideann cuideachtaĂ ĂĄrachais dhĂĄ chineĂĄl ĂocaĂochta: airgead tirim agus neamhairgid. Sa chĂ©ad chĂĄs, dĂ©anann a gcoigeartĂłir meastachĂĄn ar an damĂĄiste, agus mĂĄ ghlacaimid leis an meastachĂĄn, Ăocann an t-ĂĄrachĂłir airgead dĂșinn agus deisĂmid an carr dĂșinn fĂ©in. Is Ă© an dara modh, nĂos mĂł a mhol saineolaithe, nĂĄ an carr a thabhairt ar ais chuig ceardlann a chomhoibrĂonn leis an gcuideachta ĂĄrachais a chlĂșdaĂonn an bille.
5. Coinnigh sĂșil ar phraghsanna
Sula dtosaĂonn tĂș ag deisiĂș na feithicle, nĂ mĂłr duit an damĂĄiste a mheas. Is gnĂĄch gurb Ă© seo an chĂ©ad chĂ©im ag a n-eascraĂonn coinbhleachtaĂ idir an t-ĂĄrachĂłir agus an tiomĂĄnaĂ. Is minic go mbĂonn meastachĂĄn Ă©ilimh na cuideachta ĂĄrachais i bhfad nĂos Ăsle nĂĄ mar a bhĂothas ag sĂșil leis. MĂĄ aontaĂmid leis an tairiscint, beidh orainn an difrĂocht idir an mĂ©id seo agus an bille a chlĂșdach Ăłn gceardlann fĂ©in. MĂĄs rud Ă©, inĂĄr dtuairim, go bhfuil an carr geallta deisiĂșchĂĄin tromchĂșiseacha, agus tĂĄ an meastachĂĄn damĂĄiste faoina luach, tuairim shaineolach a iarraidh Ăł shaineolaĂ neamhspleĂĄch (costas PLN 200-400) agus Ă© a chur i lĂĄthair don chuideachta ĂĄrachais. Mura dtugtar tacaĂocht bhreise don mheasĂșnĂș, nĂl le dĂ©anamh againn ach dul chun na cĂșirte.
6. Bailigh cĂĄipĂ©isĂ
Le linn an phrĂłisis socraĂochta Ă©ilimh, iarr i gcĂłnaĂ cĂłipeanna de dhoicimĂ©id iniĂșchta feithicle, de mheasĂșnuithe tosaigh agus deiridh, agus aon chinntĂ. FĂ©adfaidh an nĂłs imeachta achomhairc fĂ©ideartha casta a dhĂ©anamh dĂĄ n-Ă©agmais.
7. Is fĂ©idir leat ceardlann a roghnĂș
Is minic a fhĂĄgann cuideachtaĂ ĂĄrachais roinnt saoirse agus iad ag roghnĂș ceardlann a thabharfaidh aire dĂĄr gcarr. MĂĄ tĂĄ carr nua againn, is dĂłcha go mbeimid i bhfostĂș le seirbhĂsĂ Ășdaraithe mar gheall ar an mbarĂĄntas reatha. Is fĂ©idir le asraonta miondĂola Ășdaraithe, ĂĄfach, bille mĂłr a ghearradh ar dheisiĂșchĂĄin, agus is minic a dhĂ©anann cuideachtaĂ ĂĄrachais iarracht cuid de na costais a chur ar aghaidh chugainn ag baint ĂșsĂĄide as coincheap an dĂmheasa pĂĄirteanna. Uaireanta bĂonn sĂ© nĂos brabĂșsaĂ seirbhĂsĂ meicneoir maith, ach i bhfad nĂos saoire, a ĂșsĂĄid, cĂ© gur dĂłcha go mbaineann sĂ© seo le gluaisteĂĄin nach bhfuil faoi bharĂĄntas a thuilleadh.
8. BĂ cĂșramach le hathcheannach gluaisteĂĄn
MĂĄ dhĂ©antar damĂĄiste chomh mĂłr dâfheithicil nach bhfuil sĂ© brabĂșsach Ă a dheisiĂș, is minic a thairgfidh cuideachtaĂ ĂĄrachais Ă a cheannach. DĂ©anann coigeartĂłir a oibrĂonn leis an gcuideachta an measĂșnĂș arĂs, agus dĂ©anann sĂ©/sĂ iarracht an mĂ©id damĂĄiste is mĂł is fĂ©idir a chruthĂș. Mura n-aontaĂmid leis an luachan, ĂșsĂĄidfimid seirbhĂsĂ saineolaĂ neamhspleĂĄch. Beidh ort fiĂș na cĂ©adta zlotys a Ăoc as seirbhĂs den sĂłrt sin, ach is minic a Ăocann nĂłs imeachta den sĂłrt sin as.
CĂșiteamh as an gCiste RĂĄthaĂochta
TĂĄ sĂ© Ă©igeantach polasaĂ ĂĄrachais dliteanais trĂĂș pĂĄirtĂ a cheannach agus baineann sĂ© le gach tiomĂĄnaĂ. TarlaĂonn sĂ©, ĂĄfach, nach bhfuil an t-ĂĄrachas riachtanach ag an duine atĂĄ i gceist. Sa chĂĄs seo, is Ă© an Ciste RĂĄthaĂochta an fhĂ©idearthacht costais deisiĂșchĂĄin a chlĂșdach, a cruthaĂodh trĂ ĂocaĂochtaĂ Ăł chuideachtaĂ ĂĄrachais agus pionĂłis as neamhcheannach polasaithe ĂĄrachais dliteanais shibhialta. DĂ©antar cĂșiteamh a Ăoc as an gciste in Ă©agmais ĂĄrachas Ă©igeantaigh don tĂ© a rinne an damĂĄiste, agus i gcĂĄs nach eol cĂ©n duine a bhĂ thĂos leis an tionĂłisc. DĂ©anaimid iarratas ar ĂocaĂocht Ăłn gciste trĂ chuideachta ĂĄrachais ar bith sa tĂr a sholĂĄthraĂonn ĂĄrachas dliteanais trĂĂș pĂĄirtĂ, agus de rĂ©ir an dlĂ nĂ fĂ©idir leis an gcuideachta sin diĂșltĂș an cĂĄs a phrĂłiseĂĄil. TĂĄ sĂ© de dhualgas ar an ĂĄrachĂłir imthosca na timpiste a fhiosrĂș agus an damĂĄiste a mheas.
TĂĄ dualgas ar an gCiste cĂșiteamh a Ăoc laistigh de 60 lĂĄ tar Ă©is fĂłgra a fhĂĄil faoin imeacht. FĂ©adfaidh an trĂ©imhse athrĂș mĂĄ thionscnaĂtear cĂĄs coiriĂșil. Ansin Ăocann an ciste an chuid neamhdhĂospĂłidithe den sochar laistigh de 30 lĂĄ Ăł dhĂĄta an fhĂłgra, agus an chuid eile - laistigh de 14 lĂĄ tar Ă©is dheireadh an nĂłs imeachta.
Mura n-aithnĂtear culprit an imbhuailte, mar shampla, theith an tiomĂĄnaĂ Ăł lĂĄthair na timpiste, nĂ Ăocann an Ciste RĂĄthaĂochta cĂșiteamh ach amhĂĄin i gcĂĄs gortuithe coirp. MĂĄs eol don phĂĄirtĂ lochtach agus nach bhfuil ĂĄrachas dliteanais reatha aige, Ăocfaidh an ciste cĂșiteamh leis an duine inchĂĄilithe as dĂobhĂĄil choirp agus damĂĄiste maoine.
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